I Owe Him [v0.1.0] [Velvo Games]

November 10, 2026F95

The Low Tide was eleven stools and a view of a parking lot. It’s closed now. The thirty grand you borrowed to keep it open came from Marco Rinaldi, a very large, very polite man who never raises his voice, and it’s forty by the time his guy Sal comes to collect.
Your wife Lena finds out from Sal at your front door. You were going to tell her. Probably.
She does the math at the kitchen table and comes up short. Then she finds two ways to close the gap. One is a subscription site called Peachbox. The other one is Marco, who has dinner alone upstairs at his club every Tuesday and would rather not.
You don’t get to watch everything. Every morning, afternoon and night you pick a place on the town map: haul crates at the harbor, drive a cab until three, sell the bar off piece by piece, or stay home with her. Wherever you aren’t, the day keeps going.
All characters depicted are 18 or older.

Thread Updated: 2026-11-10

Release Date: 2026-11-10

Developer: Velvo Games – Patreon

Censored: No

Version: 0.1.0 (Chapter 1, Days 1-7)

OS: Windows, Linux, Mac, Android

Language: English

Genre:

AI CG, Animated, Male Protagonist, Married, Netorare, Sharing, Cheating, Corruption, Management, Vaginal Sex, Voyeurism, Romance, POV

Installation:

PC / Mac: unzip, run I Owe Him.
Android: install the APK. Later versions install on top of it and keep your saves.

Changelog:

v0.1.0
– Chapter 1, Days 1 to 7
– Three paths: Faithful, NTS, NTR. They split on Day 5.
– Town map with three time slots a day
– Debt counter, Monday interest, the bar’s last few things to sell
– Peachbox: Lena’s page, with posts and messages that change with your path
– 101 images, 14 animated loops

What to expect:

FINAL NOTICE
Borrower: you
Lender: M. Rinaldi
Amount due: $40,000 (+ $2,000 every Monday)
Days remaining: 30

– Faithful is clean. Marco tries, Lena says no and tells you about it. You get your own scenes with her.
– NTS never moves without your yes. You’re in the room for it.
– NTR is what happens on the nights you chose the cab.
– Choices that lock a path are marked on screen. You can switch the markers off in Settings.
– Nobody threatens Lena. The threats are for you. What she does about it is her call.

Developer Notes:

First game from a new studio. Lena, Marco and Sal each have their own trained art model, so the faces you see on Day 1 are the faces you see on Day 7. The images and animation are AI-generated. Nothing AI runs inside the game and it plays fully offline.

Days 8-13 are out on Patreon for High Rollers ($10). The VIP gallery key is the Regular tier ($5): it unlocks every scene on every path, 16 extra photos of Lena, and the locked posts on her Peachbox page.

Bugs: tell us the path and the day number and we’ll look at it